| Low Bids From Unlicensed Fence Contractors Are Really The Most Expensive
Why Unlicensed Fence Contractors Cannot Get Liability Insurance. Insurance companies do not provide commercial general liability insurance to a person or business providing fence construction services if they are not a licensed home improvement contractor. Insurance companies recognize that unlicensed fence contractors represent too great a risk to insure at any price. Why Unlicensed Really Means “Unqualified”. The consequences of hiring an unlicensed, unqualified person can be disastrous. Your home can be damaged or destroyed and in some cases, your family could even be harmed or killed. Even if you escape without injury, you will have little recourse if they refuse to be accountable for the quality of their work. |
Why You May Be Liable for Damage Caused by an Unlicensed Fence Contractor. If you do use an unlicensed, uninsured fence company or individual, don’t be misled into believing that your homeowner’s or personal liability policy necessarily protects you. Homeowners who hire unlicensed contractors to perform work may expose themselves to liability for damages and injuries suffered by third parties. A large number of home and building owners have been dragged into litigation involving uninsured contractors. If an employee of an unlicensed fence contractor is injured on your home or building, you may be responsible for his injuries or disabilities. In addition, you probably have no protection in the event damage is done to your property or the property of others by the unlicensed fence contractor during the course of the fence installation. In many cases, the third party would likely have a valid claim against you for negligence – both your direct negligence and the negligent acts of your agent, the unlicensed fence contractor. You probably would not find relief in a claim against the unlicensed fence contractor to recover from your loss, since it’s unlikely he’d have personal assets worth pursuing. |
Maps and Directions
Sunrise Custom Fence Inc. * 1139-14 Station Rd. * Medford NY 11763
Phone 631-474-8650 Fax 888-890-7592
info@sunrisefence.com
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